Debt Settlement

Debt Settlement Lawyers in Morristown

Discover Your Debt Settlement Options in Morris County

If you are overwhelmed by debt and falling behind on payments, you have several options at your disposal. With the help of our experienced debt settlement lawyers at Ast & Schmidt, P.C., specific types of debt can be settled for even pennies on the dollar. You may be offered a settlement plan from a credit card company or collection agency.

With the help of our team, you can expect real relief. We are aware of how much your creditor will accept, and it is typically far lower than they will tell you.

Our Approach to Negotiating Debt Settlements

At our firm, we work for you—no one else. The process will involve negotiating with your creditors to arrange a reasonable settlement to free you from the debt altogether. If we successfully settle your debt, you can avoid bankruptcy and pay for less than what you owe.

Because we are a bankruptcy law firm, the creditor will know that we could advise you to file bankruptcy. If that is our recommendation, the creditor would potentially get nothing from you. This level of pressure allows us to negotiate very favorable settlement terms for the people we represent. Should the creditor be unwilling to come to a fair settlement offer, we can take your case to the next level and help you file for Chapter 7 or Chapter 13 bankruptcy.

Why Choose Ast & Schmidt, P.C.?

  • Personalized Services Tailored for You
  • Over 25 Years of Bankruptcy Experience
  • Free Initial Consultations
  • Available After Hours by Appointment

Choosing Ast & Schmidt, P.C. for Debt Settlement

At Ast & Schmidt, P.C., we work individually with each person to identify the best debt settlement plan that provides the greatest benefits and minimal risk. Never accept an offer for settlement from a credit collection agency without speaking with us first—it is likely we can negotiate far better terms than they are offering. We care about our clients, and we get results.

Contact us today for assistance with debt settlement. Call us at (973) 363-2260 to schedule a free consultation with one of our debt settlement lawyers in Morristown.

  • "..Thank you Ast and Schmidt for all that you do!"
    I have personally used Ast & Schmidt and have recommended them to friends and family members as well. Robert and Antoinette are always responsive, timely, and available to go over any questions or concerns I might have in what could be an otherwise stressful process. I can confidently say that I 100 percent trust Robert's guidance and quality of work. He and the staff go above and beyond to make sure I understand all of my options as well as the process from beginning to end. Antoinette always makes me feel comfortable when I call with questions and Robert's guidance and services have truly been a blessing in helping me transition out of some rough times so that I could move forward in my personal and professional endeavors. I can not recommend this firm highly enough. You will be well taken care of. Thank you Ast and Schmidt for all that you do!
    - Rena Z.
  • "Throughout our experience with Ast & Schmidt, my husband and I were treated with the utmost respect and compassion."
    Throughout our experience with Ast & Schmidt, my husband and I were treated with the utmost respect and compassion. Whenever there was a question (even during COVID), Rob Schmidt was most accessible and helpful to us during this difficult time. We would recommend them to anybody who is undergoing financial challenges. Everyone associated with the company is attentive and a pleasure to deal with, even regarding the most trivial matters. Certainly, when addressing the complicated issues that arise during legal proceedings, Ast & Schmidt provides seamless and impeccable attention to every detail.
    - Iris G.

Contact Our Morristown Debt Settlement Lawyers Today

At Ast & Schmidt, our debt settlement attorneys have decades of experience working with creditors. We understand how they operate, and they know we know our business. Our goal is to establish the most favorable terms for you, and we go the distance.

Contact us today for assistance with debt settlement. Call us at (973) 363-2260 to schedule a free consultation with one of our debt settlement lawyers in Morristown.

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