Repayment Plans - Morristown, NJ
Getting into debt is easy, getting out of it is not. If you are facing mounting bills and other debts, you may be wondering how you will ever get out of debt. Fortunately, there are a number of options available to help you pay off your debt.
At Ast & Schmidt, P.C., we can help you develop a debt repayment plan that is tailored to your needs. We can help you negotiate with your creditors to develop a repayment plan that works for you.
Contact us today at (973) 363-2260 to learn more about your options for repaying your debt. We offer initial consultations.
What Is a Repayment Plan?
A repayment plan is a schedule of payments that you make to your creditors. This plan may include a lump sum payment, as well as monthly payments.
Once you have a plan, you can then make your payments to your creditors. With the right repayment plan, you may be able to pay off your debt in a shorter amount of time.
Why Choose Ast & Schmidt, P.C.?
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Personalized Services Tailored for You
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Over 25 Years of Bankruptcy Experience
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Free Initial Consultations
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Available After Hours by Appointment
How to Create a Repayment Plan
There are several steps you will need to take in order to create a repayment plan.
Step 1: Gather all of your financial information. You will need to know how much debt you have, what your monthly income is, and what your expenses are. This will help you determine how much you can afford to pay each month.
Step 2: Contact your creditors and let them know that you want to develop a repayment plan. You will need to provide them with your financial information.
Step 3: Once you have created your repayment plan, you will need to contact your creditors and let them know the terms of the plan.
Once you have created your plan, you will need to make your payments on time. If you are having trouble making your payments, you may want to consider filing for bankruptcy. This can help you get a fresh start and eliminate your debts.
Filing for Bankruptcy
If you are unable to make your payments, filing for bankruptcy may be an option for you. If you are considering filing for bankruptcy, it is important to speak with an experienced bankruptcy attorney.
At , we can help you determine if bankruptcy is right for you. We can also help you develop a repayment plan that works for you.
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"..Thank you Ast and Schmidt for all that you do!"
I have personally used Ast & Schmidt and have recommended them to friends and family members as well. Robert and Antoinette are always responsive, timely, and available to go over any questions or concerns I might have in what could be an otherwise stressful process. I can confidently say that I 100 percent trust Robert's guidance and quality of work. He and the staff go above and beyond to make sure I understand all of my options as well as the process from beginning to end. Antoinette always makes me feel comfortable when I call with questions and Robert's guidance and services have truly been a blessing in helping me transition out of some rough times so that I could move forward in my personal and professional endeavors. I can not recommend this firm highly enough. You will be well taken care of. Thank you Ast and Schmidt for all that you do!- Rena Z. -
"Throughout our experience with Ast & Schmidt, my husband and I were treated with the utmost respect and compassion."
Throughout our experience with Ast & Schmidt, my husband and I were treated with the utmost respect and compassion. Whenever there was a question (even during COVID), Rob Schmidt was most accessible and helpful to us during this difficult time. We would recommend them to anybody who is undergoing financial challenges. Everyone associated with the company is attentive and a pleasure to deal with, even regarding the most trivial matters. Certainly, when addressing the complicated issues that arise during legal proceedings, Ast & Schmidt provides seamless and impeccable attention to every detail.- Iris G.
Get Professional Assistance Today
If you are facing mounting bills, you may be wondering how you will ever pay them off. Fortunately, there are a number of options available to help you pay off your debt.
At Ast & Schmidt, P.C., we can help you develop a debt repayment plan that is tailored to your needs. We can help you negotiate with your creditors to develop a repayment plan that works for you.
Contact us today at (973) 363-2260 to learn more about your options for repaying your debt. We offer free initial consultations.
